T3Leads is a relatively new affiliate network but have started growing in popularity as more and more people find out about them.

Unlike most affiliate networks out there, T3Leads have decided to go “niche”… namely the finance niche and stuff related to it (credit cards, pay day loans, insurance and debt are some of the offers they have). This means that although you may not find some offers that you like, if you do want to try and attack the finance niche (which is hot right now, because of the recession) you have plenty of variety all in one place.

Another thing that is different about the T3Leads affiliate network is that the leads that you generate do not have a fixed payment amount, but vary between a range depending on how well you do promoting the offer and how high quality the leads you generate are. Depending on how you promote your offers, this could be a huge positive or negative for you.

You can see the range of payment amounts on their leads pricing page – for some offers, the range is quite large (the payday loan offer can pay anywhere between $5.34 to $45.45) on others, not so much.

The offers are not taken from other networks (like a few other affiliate networks get them) but by directly contacting and communicating with various high quality banks and finance related institutions.

After registering at their website (which was instant) I logged in to check out a few of their offers. Each offer has a wide variety of banners (which you can use on your blog / website to promote them) in all sizes and you get a similar affiliate link for all offers which is very easy to use. However, the interface is slightly confusing – offers are under a section called ‘Websites’ (something like Campaigns would be easier) and banners are in another location.

T3Leads claims to have some of the highest conversion ratios in the industry – I have not personally tested this as I don’t work in the finance niche anymore, but their leads pricing page lists a few offers that have a conversion ratio of 1:12 all the way to 1:4 (which is very high for targeted traffic). I’m not sure how accurate this but you could run tests with banner advertising on similar blogs or even pay per click.

One of the BEST things about T3Leads is that they have the option of paying out through Paypal (minimum payment $100). Personally, I dislike affiliate networks that pay through cheque… mainly because over here the postal system is utter shit and it’s difficult to receive mail, especially from the US (my first Google Adsense cheque of around $500 took eight months to arrive from the day it was sent). Other than Paypal, they can also do bank transfer, ePassporte, Web Money and company cheques.

They also have a forum that is pretty easy to use should you need help with your affiliate marketing efforts and they reward top performing affiliates with pretty slick prizes – I’m not sure how much they needed to earn to receive them, but bonus prizes already given out range from a Sony Vaio and Cybershot camera to music players and high quality sound systems.

In conclusion… I’d suggest you check them out, as they look a reasonable enough network to me and some of the payouts on their offers are quite high and they do have a wide variety of promo tools to work with. I have a decent idea of how to promote them that I will be trying out (buying advertising for dirt cheap on high traffic finance blogs… I will update on this when I have time).

If you have any questions about T3Leads, feel free to ask them… or you can sign up!